In today’s digital age, streaming services and subscriptions have become an essential part of our daily lives. Whether it’s binge-watching the latest series on Netflix, jamming to your favorite tunes on Spotify, or staying updated with news on premium platforms, these services are no longer luxuries—they’re necessities. But with so many subscriptions piling up, managing costs can be a challenge. Fortunately, the right credit card can help you maximize rewards, earn cash back, and even cover some of those recurring fees.
Streaming services are no longer just about entertainment. They include fitness apps like Peloton, productivity tools like Microsoft 365, and even meal-kit deliveries like HelloFresh. The average household subscribes to multiple services, and those costs add up quickly. A well-chosen credit card can:
Subscription fatigue is real. Consumers are overwhelmed by the sheer number of services vying for their attention—and their wallets. A recent study found that the average American spends over $200 per month on subscriptions, many of which go underutilized. The right credit card can help mitigate this by rewarding you for the subscriptions you actually use.
Here are the best credit cards to help you save on streaming and subscription services in 2024.
Why It’s Great for Streaming:
- Earn 6% cash back on select U.S. streaming subscriptions (Netflix, Hulu, Disney+, etc.).
- $84 annual Disney Bundle credit (valid for Disney+, Hulu, or ESPN+).
- Additional 6% back at U.S. supermarkets (up to $6,000 per year).
Best For: Households with multiple streaming subscriptions and grocery spenders.
Why It’s Great for Streaming:
- 3% cash back on streaming services (including niche platforms like Twitch and YouTube Premium).
- No annual fee.
- Bonus categories for dining and entertainment.
Best For: Budget-conscious streamers who want simple, high-value rewards.
Why It’s Great for Streaming:
- 5% cash back on two categories you choose—streaming is one of them.
- No annual fee.
- Flexible redemption options.
Best For: Those who want to customize their rewards structure.
Why It’s Great for Streaming:
- 3% Daily Cash on Apple services (Apple TV+, Apple Music, iCloud).
- Seamless integration with Apple Pay.
- No fees—ever.
Best For: Apple ecosystem users who prioritize simplicity.
Why It’s Great for Streaming:
- 3X points on streaming (when redeemed through Chase Ultimate Rewards®).
- 10% anniversary points boost.
- Strong travel perks.
Best For: Travelers who also love streaming.
Many cards offer additional perks beyond cash back. For example:
- Amex Offers often include statement credits for services like Paramount+ or Peacock.
- Chase Offers may provide discounts on annual subscriptions.
Some cards, like the Capital One Venture X, allow you to generate virtual card numbers. This is perfect for signing up for free trials without worrying about auto-renewal charges.
Apps like Rocket Money or Mint can track your subscriptions and alert you to unused services. Pair this with a rewards card to ensure you’re only paying for what you need.
As streaming wars intensify, companies are bundling services (e.g., Disney+, Hulu, and ESPN+). Credit card issuers are responding with tailored rewards. Expect to see:
- More streaming-specific credits.
- Higher cash-back rates for niche platforms.
- Partnerships between card issuers and streaming giants.
The key is to stay informed and adapt your card strategy as the landscape evolves. Whether you’re a casual viewer or a subscription power user, the right credit card can turn your streaming habit into a rewarding experience.